Motorcycle Accident Claims

'I never saw it coming', seems to be the response from car drivers after collisions with motorcycles. The freedom of the road, maneuverability, speed and the size of your bike, all the things which bring such joy to riding are precisely the things which mean you face extra danger on the roads and which often mean cars don't see you.

Motorbikes provide little protection in the event of an accident and even armored leathers and helmet can only reduce, rather than prevent injury. Claims are often disputed because of uncertainty surrounding exactly how a collision occurred and because injuries are often more serious.

Although similar, involving the same law, motorbike claims are not as straightforward as car accident claims. A bike is not as visible, your presence on the road is not so easy to discern and car drivers often don't pay sufficient attention.

Serious injury often means the rider cannot say exactly what happened and insurers will dispute matters because of the likely value of the claim. Differences between your description of an accident and that of a driver can make claims more difficult to resolve. In trying to do so, one always starts as with any road accident, with a common sense approach. Most adults are road users, so can tell whether there has been some error of judgment though this is not always obvious in motor bike claims.

The Police will attend most collisions involving bikes and they will write a report about it. These reports contain details of how, where, when the accident occurred and contain photographs to assist. If the Police convict the other driver, you can rely on that as evidence of poor driving? If the Police do not attend or they seem to have produced a poor or misleading report, you might obtain an independent report from an expert, through a solicitor.

Visit the scene yourself and put up appeal signs for witnesses. Sometimes a crash expert can inspect the vehicles and the scene and reconstruct it to provide evidence as to what happened and who was at fault. Sometimes CCTV evidence might be available. Although more involved, there is a host of information available, to assist in establishing what happened.

For help or advice please contact Richard Paremain or telephone 02476 521081